Have you or a family member or friend lost a job recently?

The New York Times reported that nearly 10 million Americans were out of work. Here are tools to help you prioritize your bills, learn about the stimulus and avoid stimulus check scams.

The Consumer Financial Protection Bureau created a bill prioritizing worksheet to help you make a plan to pay bills.

It offers helpful tips and reminders of the consequences of paying late. Download the worksheet at http://bit.ly/cfpbbills.

The Washington Post updated its Stimulus Check Calculator to help you determine what you’ll receive in stimulus payment. It doesn’t request identifying information. It asks if you filed 2019 or 2018 taxes, filing status, adjusted gross income and how many children you claim. Use it at www.washingtonpost.com/graphics/business/corona virus-stimulus-check-calculator/.

Be wary of stimulus scams. The US Department of the Treasury issued warnings. If someone says they are with the Treasury or offers grants or stimulus payments is a scammer.

You will not need to complete an application to receive the stimulus. If you filed taxes in 2018 or 2019 or receive Social Security benefits you need to do nothing. Your stimulus payment should be don’t complete a tax return, you may need delivered via direct deposit or check. If you to complete a simple one.

Remember, government agencies will not ask for personal information. They will not demand an advance fee or payment for card, either. They also will not reach out to your stimulus. They will not ask for a gift you by phone, text, or email.

To report any stimulus-related frauds directly to the FBI, visit www.ic3.gov.

For information about the stimulus, visit www.irs.gov/coronavirus. If you don't file taxes or get social security, bookmark this link. The IRS will update that page later.