Lexington County educators are considering an option on protection.

Some districts across the country are buying “active-assailant” insurance for legal costs and other expenses in case of shootings.

So far, no local districts say they have bought it.

But administrators say they consider the likelihood of a shooting real enough to consider the insurance.

Schools see it as a way to avoid lawsuits and cover costs for counseling, crisis management and added security after an attack.

One Ohio district bought a policy last year that includes a $25,000 death benefit per victim and trauma counseling, the Wall Street Journal reported.

After a shooting, victims and grieving family members may file lawsuits against a district alleging negligence, failing to provide adequate security or missing warning signs of a would-be shooter.

After the February mass shooting in Parkland, Fla., 15 survivors filed a lawsuit in federal court against the superintendent, law-enforcement officials and the county for monetary damages to be determined by a jury and attorney fees.

Shooter insurance annual premiums range from about $1,800 for $1 million in coverage for small school systems to about $175,000 for $20 million for larger ones. Death benefits go up to $250,000 per victim.

Educators say such insurance answers “Who’s going to take care of the victims?”