Many members of the military now have access to free electronic credit monitoring.

The nationwide credit reporting agencies – Equifax, Experian, and TransUnion – are providing free credit monitoring to active duty service members and National Guard members.

Credit monitoring alerts consumers to mistakes or problems with their credit reports.

These might result from unauthorized use of their personal information to obtain credit.

The free service is in response to a Federal Trade Commission rule effective Oct. 31.

For details on how to sign up for free credit monitoring, go to https://www.equifax.com/personal/ ; https://www.experian.com/ or https://www.transunion.com/ .

For information about how to dispute credit report errors, read Disputing Errors on Your Credit Report.

To spot signs of, or recover from, identity theft, visit www.Identitytheft.gov .