1 lb. hamburger

2 pkgs. Taco seasoning

1 can (small) black olives, chopped

2 tomatoes, chopped

16 oz. jar medium taco sauce

16 oz. can refried beans

1 pint sour cream

1 small onion

10 oz. cheddar cheese, grated tortilla chips for serving

Mix sour cream and 1 package of taco seasoning, set aside. Brown hamburger and 1 package taco seasoning according to package directions. Simmer until thickened. Add can of refried beans and mix well. Pour into pan. Layer on top in order: sour cream mixture, black olives, onion, tomatoes, cheese, taco sauce. Heat for 45 minutes or until it gets bubbly. Serve with tortilla chips.