With unemployment benefits of up to $900 a week, many workers may decide to stay home.

This has become an unresolved question about loan forgiveness in the Paycheck Protection Program.

Small Business Administration and Treasury Department officials are working on regulations to address this, said Tonda Rush of the National Newspaper Association.

This week, new guidance was issued on what happens if employees are offered their jobs but decide not to come back.

Loan forgiveness rests on achieving the same employee count as before government forced business closings.

The answer is that the business can still seek full loan forgiveness without counting this employee, Rush said.

SBA/Treasury warn that the business must document a good faith effort to bring the employee back.

Employers should advise these employees that declining their offer may affect unemployment compensation.

The SBA will review individual loans for compliance if the loan was more than $2 million.